Dental Insurance Accepted | Care N Cure Dental Garland, TX

Dental Insurance Accepted in Garland, TX

Care N Cure Dental works with most major dental insurance companies, and we file your claims for you. Before your appointment, our front desk calls your plan, confirms your eligibility and tells you what your benefits are likely to pay, so you know your share of the cost before treatment starts.

Insurance companies and plans we work with

These are the carriers and programs patients most often use at our Garland office:

Aetna
Ameritas
Assurant
Cigna
Delta Dental
DentaQuest
DenteMax
Guardian
Humana
MCNA Dental
MetLife
Molina Healthcare
Superior HealthPlan
United Concordia Dental
Texas Medicaid and CHIP (see our Medicaid and CHIP page)
Medicare Advantage plans with dental benefits (see Medicare dental)

Insurance companies sell many different plans under the same name, and networks change. If you do not see your carrier, or you are not sure whether your specific plan is in network, call us with your member ID and we will check.

How we verify your benefits

Send your details: give us the subscriber name, date of birth, member ID and group number when you book.
We contact your plan: we confirm your coverage dates, deductible, annual maximum, waiting periods and how often cleanings and X-rays are covered.
You get an estimate: for larger treatment such as crowns or implants, we can request a pre-treatment estimate from your insurer.
We file the claim: after your visit we submit the claim, and you pay only your estimated portion.

Understanding your dental benefits

Most PPO dental plans are built around three levels of coverage. Preventive care (exams, cleanings, X-rays) is often covered at or near 100%. Basic care such as fillings and simple extractions is commonly covered at a lower percentage. Major care such as crowns, bridges, dentures and implants usually has the lowest coverage, may have a waiting period, and counts toward a yearly maximum. Unused benefits generally do not roll over, so scheduling treatment before your plan year resets can save money.

No dental insurance? You still have options

Patients without insurance are welcome. We explain the fee for each procedure before we begin, and we accept CareCredit, a health care credit card that offers promotional financing on qualifying purchases. Ask about our current promotions for new patients as well.

Frequently asked questions

Do you take my dental insurance?

Care N Cure Dental works with most major carriers, including Aetna, Cigna, Delta Dental, Guardian, Humana, MetLife and United Concordia. Call (469) 298-3892 with your member ID and the team will confirm whether your specific plan is in network.

Can I use out-of-network dental benefits at Care N Cure Dental?

Many PPO plans pay part of the cost when you see an out-of-network dentist. The office can check your out-of-network benefits and file the claim for you.